Terms of Use

Last updated: February 2026

These Terms of Use ("Terms") govern your access to and use of the HomeCoverage website and services (the "Service"). By using the Service, you agree to these Terms. If you do not agree, please do not use the Service.

About the Service

HomeCoverage is an advertising and referral service that helps consumers compare home insurance options. We are not an insurance company, agency, or broker. We do not sell insurance, provide quotes ourselves, or make any coverage or underwriting decisions. Any insurance products are offered solely by third-party providers under their own terms.

No guarantee of rates or savings

Any rates, prices, or savings shown on the Service — including figures such as "as low as $50/month" — are illustrative examples only. They are not quotes, offers, or guarantees. Actual availability, rates, and terms are determined solely by third-party providers and depend on your location, property, coverage selections, and other factors.

Eligibility

You must be at least 18 years old and able to form a binding contract to use the Service.

Acceptable use

• Provide accurate information when using the Service;
• Do not use the Service for any unlawful or fraudulent purpose;
• Do not attempt to disrupt, damage, or gain unauthorized access to the Service.

Third-party links and partners

The Service may direct you to third-party websites and partners. We are not responsible for the content, products, privacy practices, or accuracy of any third party. Your dealings with them are solely between you and that third party.

Intellectual property

The Service and its content, trademarks, and logos are owned by HomeCoverage or its licensors and may not be used without permission.

Disclaimer of warranties

The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including fitness for a particular purpose and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that any information is accurate or complete.

Limitation of liability

To the fullest extent permitted by law, HomeCoverage will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss arising from your use of the Service or reliance on any information or partner offer.

Changes to these Terms

We may update these Terms from time to time. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

Contact

Questions about these Terms? Email contact@homecoverage.store.